DSCR Rental Loans Built for Serious Investors
Finance based on cash flow—not just paystubs. We lend against property performance with 30‑ and 40‑year terms, competitive rates, and fast reviews.
Program Highlights
What Impacts Your Terms Most
DSCR Calculator
Calculate your Debt Service Coverage Ratio instantly
$
Annual rental income minus operating expenses
$
Total loan amount for the property
%
Annual interest rate
yrs
Loan repayment period
Monthly Payment
$0
Annual Debt Service
$0
DSCR Ratio
0.00
Enter values to calculate
What is DSCR?
Debt Service Coverage Ratio (DSCR) measures your property's ability to cover its debt obligations. Most lenders require a DSCR of 1.25 or higher.
- DSCR ≥ 1.25: Strong qualification, best rates
- DSCR 1.0-1.24: Acceptable, may have higher rates
- DSCR < 1.0: Property doesn't cover debt service
Essential Documents for Your Loan Application
Entity Docs (Articles, EIN, Operating Agreement)
ID
Lease (cash‑out refi)
HOI Declarations Page (refi)
Mortgage Statement (refi)
Purchase Agreement (purchase)
Scope of Work & Budget (fix/flip)
Ready to move?
Join hundreds of investors who've closed deals with us. Fast approvals. Transparent terms. Funds when you need them.
