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Frequently asked questions

Need help? You’re covered.

We’ve answered your most important questions to help you move through the loan process with confidence.

Credit, experience (completed rehabs in past 36 months), and property cash flow.

Yes, for qualifying deals < $700k (no appraisal path) and clean docs.

Yes, subject to underwriting and program caps.

We accept cell‑phone pictures for draw requests.

 [List your states / markets].

Rhino Capital lends directly and also partners with HML/DSCR lenders to deliver the best structure (clarify per compliance).

Essential Documents for Your Loan Application

Entity Docs (Articles, EIN, Operating Agreement)

ID

Lease (cash‑out refi)

HOI Declarations Page (refi)

Mortgage Statement (refi)

Purchase Agreement (purchase)

Scope of Work & Budget (fix/flip)